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  Here what I write or discuss is based on my  experience it is not to convince anyone to follow my Strategies it is only to strengthen my belief in myself, but this may give you some idea or information because learning from others experience is best learning.  Long term investing is always beneficial portfolio must be diversified otherwise if investment is in the particular share and if it falls then our capital may be lost.  Generally share becomes two to three times in 3 to four years if somebody thinks it is much time then there person is absolutely wrong because if money gets double in 3 years then it wii double atleast dix times in period of 20 years.  In this way Rs 1 will turn into Rs 64 , it means 64 times, so if you invest just Rs 100000 for 20 years then it will turn into Rs 6400000 in the time period of 20 years and that will be good amount to lead good life.  Many a times people are not ready to understand the  Strategies and when they st...

Here what I write or discuss is based on my  experience it is not to convince anyone to follow my Strategies it is only to strengthen my belief in myself, but this may give you some idea or information because learning from others experience is best learning.  Loan is always bad but sometimes it is good when loan is good? When market is trading at lower lebel When you have debt against credit card When any opportunity knock your door.  In such time one should take loan but within one's  own limits.  Because if one has money to invest in such golden time then one can earn huge return. One should not let go such golden opportunity.  Before taking loan one should have complete analysis. One should prepare to face loss or gain according to one's  own capacity.  Large caps are good in this type of time. Because if they loose  a and gain also in due course of time but other small caps can loose the amount very much. 

 EARN MONEY BY MONEY Here what I write or discuss is based on my  experience it is not to convince anyone to follow my Strategies it is only to strengthen my belief in myself, but this may give you some idea or information because learning from others experience is best learning.  This is the requirements of always. If one wants to be rich then one must know this art. Generally people believe in saving the money while rich believe in earning more money.  People who know this art how to earn while you sleep only they become rich other people always remain poor.  It easy to earn more money by investing comparatively earning  money by doing some work. To earn money by money is little easy.  Try to search where you can invest and how you can get maximum return. Generally one should try to invest in  Equity Property Gold Mutual Fund and avoid keeping the money in the banks. Bank give you less return and that is almost negative because of inflation whil...

  Here what I write or discuss is based on my  experience it is not to convince anyone to follow my Strategies it is only to strengthen my belief in myself, but this may give you some idea or information because learning from others experience is best learning.                  CREDIT CARD Using of the credit card is an art. This art can give you mental peace or mental troubles. All most all have information about the interest free period of 50 days.  It means one can enjoy the money for 50 days without interest. It means one can buys things by credit card and one will have to pay after 50 days.  If one utilise this strategies strictly  and continuously the one can gets some reward points and one's credit score will also increase.                              Blinkit If someone is not able to pay the bill of the credit c aa rd then he will have...

 Here what I write or discuss is based on my  experience it is not to convince anyone to follow my Strategies it is only to strengthen my belief in myself, but this may give you some idea or information because learning from others experience is best learning.     CREDIT CARD LIMIT Generally it is asked that one should have the credit card with big limit or lower limit. The answer is that it depends on individual to individual.  But there are some set rules are there. Many people have mis conception about Credit Limit also, so first we will understand about credit limit.  What is credit limit?  The amount which you can spend from your card is credit limit it is set by the bank depending on individual's  profile also. If there is  GOOD CREDIT SCORE EARNING CAPACITY ONE's REPAYMENT HISTORY...  So keep good neat and clean financial profile.  Cash limit Cash limit is the maximum amount! which you can withdraw from the ATM at a tim...

  Here what I write or discuss is based on my  experience it is not to convince anyone to follow my Strategies it is only to strengthen my belief in myself, but this may give you some idea or information because learning from others experience is best learning.                      CREDIT CARD Keeping more cards are also beneficial because naw a days specific credit card are available and thry provide specific benefits such as  UPI CREDIT CARDS  FUEL CREDIT CARDS  SHOPPING CREDIT CARDS..... etc But keep in your mind that your expenditures must be in your control and always alert that which credit card you should use to get much benefits. So use the credit card wisely and get benefits.  Some credit card offers much reward points and those rewards point can be converted into the cash reward also, so having such credit card may be beneficial and joining fee is nill and life time free credit card is availab...

   Here what I write or discuss is based on my personal experience it is not to convince anyone to follow my Strategies it is only to strengthen my belief in myself, but this may give you some idea or information because learning from others experience is best learning.  HDFC CREDIT CARD It is said that loan is liability it is not good in any circumstances. One should avoid taking any kind of loan because there is component of the interest and Banks, companies which provide the loan are not there to help you,but they are there just to earn money from interest. Personal loan ,Gold loan ,Gold on credit card  all are not good but Loan on Credit card is worst because it is the loan where if you could not deposit on time then you have to pay hefty interest,but on the same time it is the loan which can be taken easily if your credit score is good. If your credit score is not good then oviously you will not get loan and if you do not pay loan on time then it will affect you...